Chewton Mendip, Coleford, East Harptree, Bradford-on-Avon, Frome, Trowbridge and Radstock names that sound like a stopping train journey with John Bejtemen on the pre-Beeching Somerset and Dorset railway.
What these places have in common is that until the 1970’s they all had their own retail co-operative societies. The exception in the list is the small Somerset town of Radstock a former mining village in the old Somerset coalfield. Not only does it still have an independent Co-operative Retail Society – it is thriving - with in 2011 gross sales topping £21million, a record £1.5 million trading surplus and is totally debt free.
In 1868 the early meetings to form the Radstcock Co-operative and Industrial Society took place in the towns Workingmen’s Hall. A temperance house, supported by the agent of the local coal owner Countess Waldegrave, this ensured that according to Society President and historian George Donkin, “those budding co-operators were not going to hang about”.
The society was formed by a mixed bunch drawn from the railways and agriculture as well as mining. One founder Septimus Kidd, who sounds like a character from a Dickens novel, was the head bailiff for the Waldegrave collieries.
At the end of the first year the 145 members enjoyed a dividend of one shilling and five pence in the pound - quite a useful sum at the time. As there where so many co-op societies in the surrounding villages up until the 1920’s rather than form branches they went into house building. Most of the sturdy terraces sold to members and staff are still standing today.
It was the new century, 1901, before the Society began to branch out, the first branch opened in High Littleton and branch thirteen in Midsummer Norton in 1913.
The Society had a close relationship with the mining community. In the 1912 mining dispute the Society lent a £1,000 to the Miners Association a considerable sum causing the Society some difficulty until it was repaid in 1913. The Society always supported local workers in difficulties including in 1920 the Boot and Shoe Operative Union and in 1921 the Miners and Enginemen’s Association was loaned £6,600 together with a donation of £160 to their distress fund.
The First World War saw many of the Societies workers conscripted. Ten men never returned a large number out of a staff of just 200 when the war started. The War saw the Societies first foray into farming, one it has maintained unlike most independent societies, right through to the present day.
In 1926 they were steadfast once again in supporting the miners. A loan of £10,300 was made to local miners unions and £515 donated to the distress fund as well as £210 in food vouchers from the Co-operative Union. Staff also expressed solidarity with the donation of a days pay to the relief fund. The 1930’s where very difficult in the coal mining areas Somerset was no exception but thanks to support from the Co-operative Wholesale Society they survived.
The Radstcock that people came back to after the Second World War was very different to those troubled inter war years and in modern times the Society has been able to survive as an independent society by being a good retailer.
In 1959 it made a huge investment in a new central store in Radstock. To outsiders this looked like not only putting the entire Society under one roof but putting the whole town of Radstock under one roof! It was a dynamic modernist style of building that would have looked more at home in post-war Coventry than in rural Somerset.
Despite any architectural misgivings for over fifty years as many of the branch stores closed this has been the anchor of the Society. In more recent times as well as totally refurbishing the superstore they have been once again been opening new branches growing from six to ten.
The Society's 1000 acre farm at Hardington on the outskirts of Frome also played its part after some very difficult trading conditions in the farming industry. Nowadays supermarket cheddar can come from anywhere in the world so here is a novelty, the milk from the farm goes to make Wyke Farm cheddar which supplies co-op stores across the country. Cheddar from Somerset who would believe it!
Today the Society is well grounded in its local communities and a staunch supporter of the Eat Somerset campaign being keen to support local suppliers by selling and showcasing their products which all helps to cut down on food miles.
Don Morris, CEO said, “We were really proud to gain the Social Enterprise Mark in 2010. We are committed to supporting local suppliers and helping our communities to thrive. We are determined to protect our independence so we can be responsive to local needs and react quickly to changing local conditions. We are not just in business to make money, but to serve our local communities."
At a meeting recently a friend whose wife owns a shop in Glastonbury that sells crystals and all sorts of new age stuff to those seeking the Arthurian experience said how delighted they where with the new Radstock Co-operative shop in the town.
So there you have it - at the end of the search for the Holy Grail is a Co-op shop.
Thursday, 24 November 2011
Tuesday, 1 November 2011
Co-op Women and the White Peace Poppy.
The other day I picked up a couple of white poppies with the word Peace boldly displayed at their centre. I wondered at this time of remembrance if people realise that the White Poppy was first launched by the Co-operative Women’s Guild back in 1933.
The Guild with a proud record in campaigning for a peace began with a small ad in the Co-op News of April 13th, 1883.
It read:
'The Women's League for the spread of co-operation has begun. All who wish to join should write their name and address to Mrs. Acland, Fyfield Road, Oxford.'
Mrs Ackland edited the papers women’s pages and from such humble beginnings one of the most important working class women’s organisations of the twentieth century was born. A year later it had a change of name to the Co-operative Women’s Guild and by 1910 had 32,000 members.
What began as vehicle to spread the ideas of retail co-operation soon took on the wider concerns of working women. It was Guild pressure that ensured maternity benefits where included in the 1911 National Insurance Act. The Guild campaigned tirelessly both nationally and internationally for minimum wages and maternity benefits.
In April 1914 they were involved in an International Women's Congress at The Hague which passed a resolution totally opposing war:
“this Conference is of opinion that the terrible method of war should never again be used to settle disputes between nations, and urge that a partnership of nations, with peace as its object, should be established and enforced by the people's will.”
What a pity that the men of Europe did not pay heed to their women! This was the beginning of the Guild's active peace work.
After the 1914-1918 war they sought to understand the social, political and economic conditions which gave rise to war and by 1921 their Congress called for the:
'Cessation of the provocative competition in armaments... revision of the Peace Treaties... purging politics and education of militarism in all its forms.... abolishing force as a remedy for social unrest.... eliminating private profit-making from the industrial system.'
In 1933 at its peak with a membership of 72,000 it launched the White Poppy as an alternative to the British Legions Red Poppy campaign. The red poppy had begun as a way of collecting funds for French war orphaned children and was taken over by the British Legion for the Haig Appeal. Many women who had lost husbands, brothers and sons in the First World War did not want to see Armistice Day used to make war acceptable.
Today of course when war is a matter of choice many people, particularly those in the media have no choice when it comes to the wearing of the red poppy and thereby inadvertently supporting war. No one is critical of those mourning lost loved ones but the theatrical use of the dead by politicians and the military as a justification for endless war lest their deaths be ‘in vain’ is despicable.
When we are not facing an existential threat it is more important than ever to remember all the victims of war. Sadly the number of civilians killed in wars, represented by the White Poppy, totally dwarfs the numbers of service personnel who are killed extending and defending “western interests”. In the First World War the overwhelming number of dead where combatant’s as warfare has evolved it is now largely fought by highly technologically equipped forces against civilians.
In the Iraq war less than 3,000 US service personnel died whilst according to the MIT Mortality Study the civilian death toll was over 650,000.
The fact we have to estimate the Iraqi dead because no cares enough to count them and record their names tells us why we should remember them. The White Poppy therefore has come to represent the true cost of modern warfare and those who are left out of the reckoning when it comes to the laying wreaths at the cenotaph.
The tradition of the White Poppy is kept alive today by the Peace Pledge Union founded by Canon Dick Shepperd. Dicks final appointment was at St Pauls cathedral so it obviously has a history of awkward priests. He was supported by notables such as the Methodist Donald Soper and Labour leader George Lansbury. The newly founded PPU joined with the Co-operative Women’s Guild in distributing the White Poppies and has done so ever since.
This year when Britain has been continuously at war for fifteen years the PPU will lay a wreath of white poppies at the Conscientious Objectors Memorial Stone in Tavistock Square on Remembrance Sunday at 12.30. They will be there to call for an end to war, to reflect on the misery caused by war and those who support it and be inspired by those individuals who have refused to take part in war whatever the consequences.
If you just want to obtain some White Poppies go to www.PPU.org.uk
The Co-op Women’s Guild hit the nail on the head back in 1921 there is still too much profit in war. Thankfully the Guild it is still going, still striving to make the world a better more co-operative place and now accepts individual membership see: www.cooperativewomensguild.coop
The Guild with a proud record in campaigning for a peace began with a small ad in the Co-op News of April 13th, 1883.
It read:
'The Women's League for the spread of co-operation has begun. All who wish to join should write their name and address to Mrs. Acland, Fyfield Road, Oxford.'
Mrs Ackland edited the papers women’s pages and from such humble beginnings one of the most important working class women’s organisations of the twentieth century was born. A year later it had a change of name to the Co-operative Women’s Guild and by 1910 had 32,000 members.
What began as vehicle to spread the ideas of retail co-operation soon took on the wider concerns of working women. It was Guild pressure that ensured maternity benefits where included in the 1911 National Insurance Act. The Guild campaigned tirelessly both nationally and internationally for minimum wages and maternity benefits.
In April 1914 they were involved in an International Women's Congress at The Hague which passed a resolution totally opposing war:
“this Conference is of opinion that the terrible method of war should never again be used to settle disputes between nations, and urge that a partnership of nations, with peace as its object, should be established and enforced by the people's will.”
What a pity that the men of Europe did not pay heed to their women! This was the beginning of the Guild's active peace work.
After the 1914-1918 war they sought to understand the social, political and economic conditions which gave rise to war and by 1921 their Congress called for the:
'Cessation of the provocative competition in armaments... revision of the Peace Treaties... purging politics and education of militarism in all its forms.... abolishing force as a remedy for social unrest.... eliminating private profit-making from the industrial system.'
In 1933 at its peak with a membership of 72,000 it launched the White Poppy as an alternative to the British Legions Red Poppy campaign. The red poppy had begun as a way of collecting funds for French war orphaned children and was taken over by the British Legion for the Haig Appeal. Many women who had lost husbands, brothers and sons in the First World War did not want to see Armistice Day used to make war acceptable.
Today of course when war is a matter of choice many people, particularly those in the media have no choice when it comes to the wearing of the red poppy and thereby inadvertently supporting war. No one is critical of those mourning lost loved ones but the theatrical use of the dead by politicians and the military as a justification for endless war lest their deaths be ‘in vain’ is despicable.
When we are not facing an existential threat it is more important than ever to remember all the victims of war. Sadly the number of civilians killed in wars, represented by the White Poppy, totally dwarfs the numbers of service personnel who are killed extending and defending “western interests”. In the First World War the overwhelming number of dead where combatant’s as warfare has evolved it is now largely fought by highly technologically equipped forces against civilians.
In the Iraq war less than 3,000 US service personnel died whilst according to the MIT Mortality Study the civilian death toll was over 650,000.
The fact we have to estimate the Iraqi dead because no cares enough to count them and record their names tells us why we should remember them. The White Poppy therefore has come to represent the true cost of modern warfare and those who are left out of the reckoning when it comes to the laying wreaths at the cenotaph.
The tradition of the White Poppy is kept alive today by the Peace Pledge Union founded by Canon Dick Shepperd. Dicks final appointment was at St Pauls cathedral so it obviously has a history of awkward priests. He was supported by notables such as the Methodist Donald Soper and Labour leader George Lansbury. The newly founded PPU joined with the Co-operative Women’s Guild in distributing the White Poppies and has done so ever since.
This year when Britain has been continuously at war for fifteen years the PPU will lay a wreath of white poppies at the Conscientious Objectors Memorial Stone in Tavistock Square on Remembrance Sunday at 12.30. They will be there to call for an end to war, to reflect on the misery caused by war and those who support it and be inspired by those individuals who have refused to take part in war whatever the consequences.
If you just want to obtain some White Poppies go to www.PPU.org.uk
The Co-op Women’s Guild hit the nail on the head back in 1921 there is still too much profit in war. Thankfully the Guild it is still going, still striving to make the world a better more co-operative place and now accepts individual membership see: www.cooperativewomensguild.coop
Peoples March for Jobs
I was heavily involved along with many others at Wolves Poly in the Peoples March for Jobs back in 1983 and just as all that stuff comes back again it was sad to hear of the death of old Tiptonian Pete Carter.Here is his Obituary from the Guardian:
Pete Carter obituary
Union leader who fought for the rights of construction workers by Jon Bloomfield The Guardian, Tuesday 25 October 2011,
Pete Carter, who has died aged 73 of lung cancer, was an idealistic, imaginative and effective leader of the construction workers' trade union Ucatt. He looked beyond the traditional labour movement to build wider alliances, notably around environmental values. The union's Midlands organiser from 1980, he worked with three TUC regional councils to mobilise the People's March for Jobs the following year. It sought broad support for alternatives to the economic policies of Margaret Thatcher's Conservative government, and evoked memories of the Jarrow March of October 1936.
A group of 280 marchers left Liverpool at the start of May 1981, local groups supported them en route, feeder marches from Yorkshire and South Wales joined in, and by the end of the month 150,000 unemployed people and trade unionists converged on Hyde Park in central London for a final rally. Pete was again to the fore when the Scottish TUC, Wales TUC and regional councils set about planning a second march in 1983, this time starting from Glasgow and involving a wider range of localities.
Public campaigning and winning new allies were Pete's strengths. He was less comfortable with the political in-fighting that he had to endure from 1984 as the Communist party of Great Britain's industrial organiser. Immediately he had to deal with Arthur Scargill's disastrous leadership of the miners' strike of 1984-85. When it was over, Pete and the CPGB's general secretary, Gordon McLennan, met to discuss how unity could be preserved among the miners with Scargill and Mick McGahey, and a furious row ensued.
By then, the civil war between the CPGB's eurocommunist and traditionalist wings had grown too deep to resolve. This made it impossible for Pete to transform labour-movement politics in the campaigning directions that he had envisaged, and in 1991 the party broke up. Pete returned to the building trade. Too principled to be attracted to New Labour, he found himself beached by Blairism.
Born in Tipton, near Dudley in the West Midlands, Pete was the eldest of five children of Ted and Mabel Carter, licensees of the Whitehall Tavern in Greets Green, West Bromwich. Unable to write when he left school at the age of 15, he became a skilled bricklayer, and in the late 1950s met Norma Harris, who was a huge influence on his political awakening. They married in 1962 and had two children, Sue and Mike.
By the mid-1960s, Pete was an enterprising national organiser of the Young Communist League. For one of the League's summer festivals, he booked the Kinks; during the Vietnam war, he organised support for the communist north with a Bikes for Vietnam campaign; and when the Soviet Union invaded Czechoslovakia in 1968, he expressed fierce opposition. The Stalinist old guard hated him for the next quarter of a century as he made the case through campaigning and action for the modernisation of the labour movement and linking up with new social movements.
In the early 1970s, as a shop steward on Bryant Estates sites in the Midlands, he and other communist militants succeeded in abolishing the "lump" casual labour system, improved wage rates and working conditions, and attracted enormous publicity through occupying the Rotunda site in Birmingham. Construction News magazine called the agreement with Bryant "a watershed in industrial relations in the building industry".
I recall a packed meeting in West Bromwich town hall in autumn 1979, when Pete was convenor – senior shop steward – of Sandwell council's direct labour organisation. Through a haze of cigarette smoke on stage, he lambasted management and called for an all-out strike. Suddenly, oratory turned to song, as he belted out a few verses of That Old Black Magic.
Pete persuaded workers on building sites to take down pin-ups from the canteen wall, and to buy copies of Robert Tressell's The Ragged-Trousered Philanthropists from the boot of his car. Inspired by the "green bans" – industrial action in support of environmental aims – pioneered by the Australian builders' leader Jack Mundey, he saved Birmingham's Victoria Square post office through a dynamic campaign including demonstrations and construction-site crane occupations. Permission to demolish the post office was granted in 1973, and five years later it was reprieved, as was much of the rest of Victorian Birmingham.
His love life was turbulent: his marriage ended in separation in 1977, and Norma died 10 years later. Long-term relationships with Val and Jude followed, along with shorter affairs. In his final years, Pete lived on a canal boat in the West Midlands. He is survived by his children.
• Peter Edward Carter, trade unionist, political organiser and environmentalist, born 8 July 1938; died 11 October 2011
Pete Carter obituary
Union leader who fought for the rights of construction workers by Jon Bloomfield The Guardian, Tuesday 25 October 2011,
Pete Carter, who has died aged 73 of lung cancer, was an idealistic, imaginative and effective leader of the construction workers' trade union Ucatt. He looked beyond the traditional labour movement to build wider alliances, notably around environmental values. The union's Midlands organiser from 1980, he worked with three TUC regional councils to mobilise the People's March for Jobs the following year. It sought broad support for alternatives to the economic policies of Margaret Thatcher's Conservative government, and evoked memories of the Jarrow March of October 1936.
A group of 280 marchers left Liverpool at the start of May 1981, local groups supported them en route, feeder marches from Yorkshire and South Wales joined in, and by the end of the month 150,000 unemployed people and trade unionists converged on Hyde Park in central London for a final rally. Pete was again to the fore when the Scottish TUC, Wales TUC and regional councils set about planning a second march in 1983, this time starting from Glasgow and involving a wider range of localities.
Public campaigning and winning new allies were Pete's strengths. He was less comfortable with the political in-fighting that he had to endure from 1984 as the Communist party of Great Britain's industrial organiser. Immediately he had to deal with Arthur Scargill's disastrous leadership of the miners' strike of 1984-85. When it was over, Pete and the CPGB's general secretary, Gordon McLennan, met to discuss how unity could be preserved among the miners with Scargill and Mick McGahey, and a furious row ensued.
By then, the civil war between the CPGB's eurocommunist and traditionalist wings had grown too deep to resolve. This made it impossible for Pete to transform labour-movement politics in the campaigning directions that he had envisaged, and in 1991 the party broke up. Pete returned to the building trade. Too principled to be attracted to New Labour, he found himself beached by Blairism.
Born in Tipton, near Dudley in the West Midlands, Pete was the eldest of five children of Ted and Mabel Carter, licensees of the Whitehall Tavern in Greets Green, West Bromwich. Unable to write when he left school at the age of 15, he became a skilled bricklayer, and in the late 1950s met Norma Harris, who was a huge influence on his political awakening. They married in 1962 and had two children, Sue and Mike.
By the mid-1960s, Pete was an enterprising national organiser of the Young Communist League. For one of the League's summer festivals, he booked the Kinks; during the Vietnam war, he organised support for the communist north with a Bikes for Vietnam campaign; and when the Soviet Union invaded Czechoslovakia in 1968, he expressed fierce opposition. The Stalinist old guard hated him for the next quarter of a century as he made the case through campaigning and action for the modernisation of the labour movement and linking up with new social movements.
In the early 1970s, as a shop steward on Bryant Estates sites in the Midlands, he and other communist militants succeeded in abolishing the "lump" casual labour system, improved wage rates and working conditions, and attracted enormous publicity through occupying the Rotunda site in Birmingham. Construction News magazine called the agreement with Bryant "a watershed in industrial relations in the building industry".
I recall a packed meeting in West Bromwich town hall in autumn 1979, when Pete was convenor – senior shop steward – of Sandwell council's direct labour organisation. Through a haze of cigarette smoke on stage, he lambasted management and called for an all-out strike. Suddenly, oratory turned to song, as he belted out a few verses of That Old Black Magic.
Pete persuaded workers on building sites to take down pin-ups from the canteen wall, and to buy copies of Robert Tressell's The Ragged-Trousered Philanthropists from the boot of his car. Inspired by the "green bans" – industrial action in support of environmental aims – pioneered by the Australian builders' leader Jack Mundey, he saved Birmingham's Victoria Square post office through a dynamic campaign including demonstrations and construction-site crane occupations. Permission to demolish the post office was granted in 1973, and five years later it was reprieved, as was much of the rest of Victorian Birmingham.
His love life was turbulent: his marriage ended in separation in 1977, and Norma died 10 years later. Long-term relationships with Val and Jude followed, along with shorter affairs. In his final years, Pete lived on a canal boat in the West Midlands. He is survived by his children.
• Peter Edward Carter, trade unionist, political organiser and environmentalist, born 8 July 1938; died 11 October 2011
Tuesday, 25 October 2011
Housing the Working Class
One of the most import buildings in the Midlands stands in the Worcestershire countryside. It is in the ownership of the National Trust but is not a stately home or a castle but a small workers cottage. It is called Rosedene and it is in Dodford, just three miles west of Bromsgrove in Worcestershire.
Great Dodford was the last development by the great Chartist Co-operative Land Society set up in 1845 to settle working class families on small plots of land. It was hoped that from a couple of acres a family could make a reasonable income. Chartist leader Fergus O’Conner had bought 273 acres, land of the former Dodford Priory, and hoped to settle seventy families there.
O’Conner’s plan had two objectives one was to ensure that working class people could qualify for the vote as there was a property threshold in 1832 Reform Act the other was the romance of a return to the land for those trapped in inner city slums.
Needless to say a combination of mixed objectives, poor organisation, a ruling class keen to ensure it would not work together with a “lying and slandering press” (not of course something we are familiar with) meant the project was not in the end a success. 70,000 shares had been sold in the Land Society and then properties where to be distributed by ballot amongst the shareholders.
In 1848, the House of Commons established a Select Committee to decide the fate of the Chartist Land Company, by then known as the National Land Company which had got into financial difficulties. As most of the shareholders had little or no chance of being allocated a smallholding it was deemed to be a lottery and therefore its registration as a company was declared illegal.
Fortunately this was not the end of Co-operative Housing in Worcestershire as today the largest provider of new build co-op homes in the country is not so very far away from Dodford in the new town of Redditch.
Redditch Co-op Homes manage nearly 300 properties in the town including apartments, houses and bungalows to suit varied needs, from young single people and families to older retired people.
Indeed across the West Midlands the Co-op housing model is getting a new lease of life. Carl Taylor, former manager at Redditch Homes, is now the Director of Birmingham Co-operative Housing Services part of the Accord Group of Housing Associations. BCHS provides management services for nine housing co-ops in the West Midlands and since 1997 have developed over fifty co-op and community controlled housing projects. Carl makes a powerful case that the current housing crisis is forcing everyone to look again at housing co-ops.
“We have to be innovative about how we finance new social housing developments”, he says “and working co-operatively to spread the investment risk is becoming an attractive option.”
Whilst Carl recognises that Fergus O,Conner may have got the details wrong in Dodford his legacy is still important, “co-operative housing is still just as much about political empowerment as it is about putting a roof over working class families heads”, he says. In the last few months even this government has come around to seeing the benefits of investing in housing co-ops. The latest bid round from the Homes and Communities Agency has brought some success to the region with three new Co-operative developments being supported creating a £26 million pound Co-operative House building programme.
“This is the largest Co-operative Housing development programme in the West Midlands since the 1980’s,”says Carl, “new Co-operative developments will take place in Redditch, Darlaston and Charlemont Farm in the Black Country and Garretts Green in Birmingham. This will see the building of at least 260 new homes”.
These developments will be a powerful advertisement for the co-operative housing model but Carl is ambitious for the co-operative housing sector. He has seen the impact of the co-op model in empowering communities, helping people gain confidence and improve their life chances. For him this is just the beginning the search is on to develop new ways of financing co-op housing. With interest rates at an all time low there is the potential for new housing bonds to give a steady return to potential investors.
“Rosedene in Dodford is a simple building but it really is very beautiful”, says Carl, “and as part of a community it embodies the hope that everyone can have a decent place to live where they can feel at home. We really have to try every avenue if we are to be the generation to finally fulfil O’Conners dream”.
Great Dodford was the last development by the great Chartist Co-operative Land Society set up in 1845 to settle working class families on small plots of land. It was hoped that from a couple of acres a family could make a reasonable income. Chartist leader Fergus O’Conner had bought 273 acres, land of the former Dodford Priory, and hoped to settle seventy families there.
O’Conner’s plan had two objectives one was to ensure that working class people could qualify for the vote as there was a property threshold in 1832 Reform Act the other was the romance of a return to the land for those trapped in inner city slums.
Needless to say a combination of mixed objectives, poor organisation, a ruling class keen to ensure it would not work together with a “lying and slandering press” (not of course something we are familiar with) meant the project was not in the end a success. 70,000 shares had been sold in the Land Society and then properties where to be distributed by ballot amongst the shareholders.
In 1848, the House of Commons established a Select Committee to decide the fate of the Chartist Land Company, by then known as the National Land Company which had got into financial difficulties. As most of the shareholders had little or no chance of being allocated a smallholding it was deemed to be a lottery and therefore its registration as a company was declared illegal.
Fortunately this was not the end of Co-operative Housing in Worcestershire as today the largest provider of new build co-op homes in the country is not so very far away from Dodford in the new town of Redditch.
Redditch Co-op Homes manage nearly 300 properties in the town including apartments, houses and bungalows to suit varied needs, from young single people and families to older retired people.
Indeed across the West Midlands the Co-op housing model is getting a new lease of life. Carl Taylor, former manager at Redditch Homes, is now the Director of Birmingham Co-operative Housing Services part of the Accord Group of Housing Associations. BCHS provides management services for nine housing co-ops in the West Midlands and since 1997 have developed over fifty co-op and community controlled housing projects. Carl makes a powerful case that the current housing crisis is forcing everyone to look again at housing co-ops.
“We have to be innovative about how we finance new social housing developments”, he says “and working co-operatively to spread the investment risk is becoming an attractive option.”
Whilst Carl recognises that Fergus O,Conner may have got the details wrong in Dodford his legacy is still important, “co-operative housing is still just as much about political empowerment as it is about putting a roof over working class families heads”, he says. In the last few months even this government has come around to seeing the benefits of investing in housing co-ops. The latest bid round from the Homes and Communities Agency has brought some success to the region with three new Co-operative developments being supported creating a £26 million pound Co-operative House building programme.
“This is the largest Co-operative Housing development programme in the West Midlands since the 1980’s,”says Carl, “new Co-operative developments will take place in Redditch, Darlaston and Charlemont Farm in the Black Country and Garretts Green in Birmingham. This will see the building of at least 260 new homes”.
These developments will be a powerful advertisement for the co-operative housing model but Carl is ambitious for the co-operative housing sector. He has seen the impact of the co-op model in empowering communities, helping people gain confidence and improve their life chances. For him this is just the beginning the search is on to develop new ways of financing co-op housing. With interest rates at an all time low there is the potential for new housing bonds to give a steady return to potential investors.
“Rosedene in Dodford is a simple building but it really is very beautiful”, says Carl, “and as part of a community it embodies the hope that everyone can have a decent place to live where they can feel at home. We really have to try every avenue if we are to be the generation to finally fulfil O’Conners dream”.
Friday, 14 October 2011
Co-op's and the Jobs Crisis
You would think that at a time when unemployment is once again inflicting untold damage on a new generation that any government would leave no stone unturned in getting people into work.
There is a sector that has continued to grow through the downturn, has outperformed UK economic growth every year since the 2008 banking collapse, is continuing to grow with the performance gap widening and is also expanding fastest in the new parts of the economy crucial for future economic development like renewable energy and environmental services.
It is a particularly resilient sector with new start ups out lasting their conventional competitors by a significant margin. A growing sector with a £33.2billion turnover employing over 236,000 people. Yet it is all but invisible when it comes to politicians and so called opinion formers.
That is of course the co-operative sector. Today there is so much interest in forming co-ops that the small number of co-op business advisors is overwhelmed by the demand. The movement has itself risen to the challenge the UK’s largest co-op, the Co-operative Group will by 2013 have ploughed £11 million into providing a specialist support and advice package to help new and existing co-op’s to become more sustainable businesses.
The service provided through the Co-operative Enterprise Hub puts those needing advice in contact with co-operative development specialists throughout the UK to enable them to access free advice, training and consultancy. The package can also include loans without security or personal guarantees.
Now this is a significant effort and clearly the Co-operative Group are fulfilling one of the key co-op principles that of co-operation amongst co-operatives. Many other co-ops help in similar ways like Lincoln and Midcounties. But we have to be honest and admit that this terrific effort on the part of the movement is scratching the surface of the potential for new co-op start-ups.
The fact is just one in every three thousand new business start-ups is a co-op! There are two main reasons for this. Firstly the chance of finding a business advisor who has any idea about co-op’s is decidedly slim.
There are some very good advisors out there in my own region we are blessed with the Coventry and Warwickshire Co-operative Development agency and the Gloucester based Co-operative Futures. But that is your lot so they have to cover a huge area with tiny staff numbers.
If that is not bad enough some mainstream business advisors are less than helpful and do their best to steer potential co-operators down the limited company route because that is all they understand and the registration process is simpler.
Which highlights the other reason - the sheer complexity of the regulatory environment new co-operative society’s face. New co-op start-ups have to be compliant with nineteen separate pieces of legislation! This is a tough ask when a group of people are taking a risk setting up of a new business. Co-operatives UK help with the process of registration ensuring that the cost is no more than establishing a limited company. This is very important as any error in registration can create huge problems further down the line.
Now after thirteen years of a Labour Government the fact that the co-operative movement has had to resort to winning piecemeal changes to legislation through very hard-won private members bills is a disgrace. Sadly this is what you get when the ruling party is in thrall to the monopolistic corporate sector. A sector which despite the rhetoric fears genuine competition.
The fact is that there is no chance of the corporate sector filling the huge gap in our economy being caused by the senseless attack on the public sector. Yet despite the governments myopia with a relatively modest level of public support we could double the number of co-ops in the UK in a short amount of time creating thousands of new businesses and many thousands of new jobs.
As well as start ups there is another untapped source of new co-operative businesses and that is the conversion of owner managed businesses. These types of businesses often face succession problems when the founder comes up to retirement. When there is no son or daughter with the skills or desire to take on the firm it can lead to closure or a painful acquisition by a competitor. Now the obvious successors are the workers but making this a genuine prospect requires education and support.
There is a considerable body of evidence that such transfers work well after all the John Lewis model that the government are always going on about (even if drawing the wrong lessons) was a successful transfer out of family ie private into workers ownership. Other examples of successful employee owned firms include the architects and consulting engineers, Arup Group, paper and board manufacturers, Tullis Russell and chemical makers, Scott Bader.
If the government was really committed to co-operative enterprise it would not be merely trying to pass off public sector privatisation as co-op development but would be just as enthusiastic about turning private firms into co-ops. Be in no doubt as Richard Wilkinson and Kate Pickett point out in their wonderful book the Spirit Level it is worth the effort. A country with a larger co-op sector would be a better place for all of us to live in.
Interested in starting a new co-op?
Go to www.co-operative.coop/enterprisehub
There is a sector that has continued to grow through the downturn, has outperformed UK economic growth every year since the 2008 banking collapse, is continuing to grow with the performance gap widening and is also expanding fastest in the new parts of the economy crucial for future economic development like renewable energy and environmental services.
It is a particularly resilient sector with new start ups out lasting their conventional competitors by a significant margin. A growing sector with a £33.2billion turnover employing over 236,000 people. Yet it is all but invisible when it comes to politicians and so called opinion formers.
That is of course the co-operative sector. Today there is so much interest in forming co-ops that the small number of co-op business advisors is overwhelmed by the demand. The movement has itself risen to the challenge the UK’s largest co-op, the Co-operative Group will by 2013 have ploughed £11 million into providing a specialist support and advice package to help new and existing co-op’s to become more sustainable businesses.
The service provided through the Co-operative Enterprise Hub puts those needing advice in contact with co-operative development specialists throughout the UK to enable them to access free advice, training and consultancy. The package can also include loans without security or personal guarantees.
Now this is a significant effort and clearly the Co-operative Group are fulfilling one of the key co-op principles that of co-operation amongst co-operatives. Many other co-ops help in similar ways like Lincoln and Midcounties. But we have to be honest and admit that this terrific effort on the part of the movement is scratching the surface of the potential for new co-op start-ups.
The fact is just one in every three thousand new business start-ups is a co-op! There are two main reasons for this. Firstly the chance of finding a business advisor who has any idea about co-op’s is decidedly slim.
There are some very good advisors out there in my own region we are blessed with the Coventry and Warwickshire Co-operative Development agency and the Gloucester based Co-operative Futures. But that is your lot so they have to cover a huge area with tiny staff numbers.
If that is not bad enough some mainstream business advisors are less than helpful and do their best to steer potential co-operators down the limited company route because that is all they understand and the registration process is simpler.
Which highlights the other reason - the sheer complexity of the regulatory environment new co-operative society’s face. New co-op start-ups have to be compliant with nineteen separate pieces of legislation! This is a tough ask when a group of people are taking a risk setting up of a new business. Co-operatives UK help with the process of registration ensuring that the cost is no more than establishing a limited company. This is very important as any error in registration can create huge problems further down the line.
Now after thirteen years of a Labour Government the fact that the co-operative movement has had to resort to winning piecemeal changes to legislation through very hard-won private members bills is a disgrace. Sadly this is what you get when the ruling party is in thrall to the monopolistic corporate sector. A sector which despite the rhetoric fears genuine competition.
The fact is that there is no chance of the corporate sector filling the huge gap in our economy being caused by the senseless attack on the public sector. Yet despite the governments myopia with a relatively modest level of public support we could double the number of co-ops in the UK in a short amount of time creating thousands of new businesses and many thousands of new jobs.
As well as start ups there is another untapped source of new co-operative businesses and that is the conversion of owner managed businesses. These types of businesses often face succession problems when the founder comes up to retirement. When there is no son or daughter with the skills or desire to take on the firm it can lead to closure or a painful acquisition by a competitor. Now the obvious successors are the workers but making this a genuine prospect requires education and support.
There is a considerable body of evidence that such transfers work well after all the John Lewis model that the government are always going on about (even if drawing the wrong lessons) was a successful transfer out of family ie private into workers ownership. Other examples of successful employee owned firms include the architects and consulting engineers, Arup Group, paper and board manufacturers, Tullis Russell and chemical makers, Scott Bader.
If the government was really committed to co-operative enterprise it would not be merely trying to pass off public sector privatisation as co-op development but would be just as enthusiastic about turning private firms into co-ops. Be in no doubt as Richard Wilkinson and Kate Pickett point out in their wonderful book the Spirit Level it is worth the effort. A country with a larger co-op sector would be a better place for all of us to live in.
Interested in starting a new co-op?
Go to www.co-operative.coop/enterprisehub
Thursday, 29 September 2011
Not all Bankers are Bad!
Whilst discussing bankers makes most people’s blood boil there is one bank that has quietly got on with delivering a good service to its customers without engaging in the kind of reckless activities that have bought the global economy to its knees. You may have missed its half yearly figures buried in the overall performance of the Co-operative Group. Despite the overall performance of the Co-op Group at the half year stage not being much to write home about, with the integration of Somerfield still causing issues in the Food Division, the Co-op Banks half year results whilst not spectacular did show steady improvement. The operating results are up a respectable 20% to £131 million and the steady increase in new account holders since the financial crash goes on with a 73% increase. The Bank gained 56,000 new customers (and therefore Co-op Group Members) in the half year.
The benefits of the Britannia merger are also now beginning to show with better savings products and this month Co-op Bank current account customers have access to an extra 245 branches as baking services are available in the Britannia outlets. These branches now offer Co-op Bank customers full access to everyday banking services, including paying in cash and cheques, withdrawing cash and making transfers to Co-op credit cards and Britannia savings accounts.
This more than trebles the number of available branches from 97 to 342. This is at a time when, according to the Campaign for Community Banking, 1,000 local communities have been left without a single bank branch.
It also seems that the Co-op Bank is the last credible bidder for the 630 branches that the Lloyds Banking Group, is being forced to sell under European Union rules on state bail-outs. And there is pressure from the Independent Commission on Banking for them to sell more than that. If successful this would be a huge increase in their branch coverage.
The lack of branches is something which many feel has slowed down their growth. Despite the huge growth in online banking, in which Smile the Co-ops own online service is a market leader, many customers still want access however infrequently to a bank branch.
Currently the Bank is a Money Which? Recommended Provider for current accounts, savings, credit cards and car insurance and its current account scores a high customer satisfaction rating of 86%. I have always found that there is an anti-co-op bias in Which? So this is praise indeed.
The real test of the benefits of the Banks development will be felt at the end of this year when the £729 million investment in new internal processes backed up with state of the art information technology should deliver a new business wide banking IT platform. This is being rolled out in stages. Last year saw the new online business banking facility and later this year the payments hub will go live. These new systems will give the Bank the most up to date and flexible back office systems around, increase their capacity and will enable the new merged organization to offer a totally integrated service to its customers.
It is wise I think to roll out such an enormous program in stages. I don’t think there has been any new large scale project that has work perfectly first time. There are always glitches and bugs in software systems that you have to operate the system to find.
To even be talking about such an enormous investment is amazing. The transformation of the Co-op Bank is remarkable. Just a few years ago to find a co-op bank outlet you would have had to find your way to a dusty corner of a Co-op shop just to gain access to a fairly rudimentary banking service. Yet today the Bank is a market leader in new products and customer service. There is no doubt that it has lead the rejuvenation of the Co-operative brand. The bank has long been the only Bank that consults its customers on its ethical policies and this year those Ethical policies will be extended to the £1bn of investments underpinning key insurance products.
Since the Ethical Policy was introduced in 1992, The Co-operative Bank has with held over £1billion of funding from business activities that its customers say are unethical. Having such a strong ethical stance has not however been bad for business because at the same time it has increased its commercial lending sixteen fold to almost £9 billion. This year the Bank has also strengthened its green credentials by extending its commercial lending in the area of energy efficiency and renewables from £400m to £1bn.
One group of people who have benefited from the Banks expansionary mood is UNISON members. The union’s members who switch to the Banks Current Account Plus before the end of the month will receive a benefit of £100 cash back, plus the Bank will make a £50 donation to UNISON Welfare charity in return for a minimum monthly deposit of £800.
Since the partnership between the Bank and Unison began the Bank has given more than £1.3 million to UNISON Welfare from financial products linked to the union.
UNISON members have until the end of the month to take advantage of this offer and the full terms and conditions can be found at www.britannia.co.uk/unison, or calling 0800 917 7066, or by visiting any one of The Co-operative Bank or Britannia branches.
They say you are more likely to get divorced than to change your bank account but nothing could be simpler and what’s more if they make any mistakes you are generously compensated. I know the Co-op Bank is still a bank and we all have a downer on banks at the moment but here is one way we can all be co-operators even if you are miles from a shop!
The benefits of the Britannia merger are also now beginning to show with better savings products and this month Co-op Bank current account customers have access to an extra 245 branches as baking services are available in the Britannia outlets. These branches now offer Co-op Bank customers full access to everyday banking services, including paying in cash and cheques, withdrawing cash and making transfers to Co-op credit cards and Britannia savings accounts.
This more than trebles the number of available branches from 97 to 342. This is at a time when, according to the Campaign for Community Banking, 1,000 local communities have been left without a single bank branch.
It also seems that the Co-op Bank is the last credible bidder for the 630 branches that the Lloyds Banking Group, is being forced to sell under European Union rules on state bail-outs. And there is pressure from the Independent Commission on Banking for them to sell more than that. If successful this would be a huge increase in their branch coverage.
The lack of branches is something which many feel has slowed down their growth. Despite the huge growth in online banking, in which Smile the Co-ops own online service is a market leader, many customers still want access however infrequently to a bank branch.
Currently the Bank is a Money Which? Recommended Provider for current accounts, savings, credit cards and car insurance and its current account scores a high customer satisfaction rating of 86%. I have always found that there is an anti-co-op bias in Which? So this is praise indeed.
The real test of the benefits of the Banks development will be felt at the end of this year when the £729 million investment in new internal processes backed up with state of the art information technology should deliver a new business wide banking IT platform. This is being rolled out in stages. Last year saw the new online business banking facility and later this year the payments hub will go live. These new systems will give the Bank the most up to date and flexible back office systems around, increase their capacity and will enable the new merged organization to offer a totally integrated service to its customers.
It is wise I think to roll out such an enormous program in stages. I don’t think there has been any new large scale project that has work perfectly first time. There are always glitches and bugs in software systems that you have to operate the system to find.
To even be talking about such an enormous investment is amazing. The transformation of the Co-op Bank is remarkable. Just a few years ago to find a co-op bank outlet you would have had to find your way to a dusty corner of a Co-op shop just to gain access to a fairly rudimentary banking service. Yet today the Bank is a market leader in new products and customer service. There is no doubt that it has lead the rejuvenation of the Co-operative brand. The bank has long been the only Bank that consults its customers on its ethical policies and this year those Ethical policies will be extended to the £1bn of investments underpinning key insurance products.
Since the Ethical Policy was introduced in 1992, The Co-operative Bank has with held over £1billion of funding from business activities that its customers say are unethical. Having such a strong ethical stance has not however been bad for business because at the same time it has increased its commercial lending sixteen fold to almost £9 billion. This year the Bank has also strengthened its green credentials by extending its commercial lending in the area of energy efficiency and renewables from £400m to £1bn.
One group of people who have benefited from the Banks expansionary mood is UNISON members. The union’s members who switch to the Banks Current Account Plus before the end of the month will receive a benefit of £100 cash back, plus the Bank will make a £50 donation to UNISON Welfare charity in return for a minimum monthly deposit of £800.
Since the partnership between the Bank and Unison began the Bank has given more than £1.3 million to UNISON Welfare from financial products linked to the union.
UNISON members have until the end of the month to take advantage of this offer and the full terms and conditions can be found at www.britannia.co.uk/unison, or calling 0800 917 7066, or by visiting any one of The Co-operative Bank or Britannia branches.
They say you are more likely to get divorced than to change your bank account but nothing could be simpler and what’s more if they make any mistakes you are generously compensated. I know the Co-op Bank is still a bank and we all have a downer on banks at the moment but here is one way we can all be co-operators even if you are miles from a shop!
Friday, 16 September 2011
Sports fans, Spectators or Supporters?
There has been much debate about the Morning Stars sports coverage. As a small circulation paper with a mission to promote socialist ideas should it dedicate so much space to mainstream sport? As someone who believes in the cultural importance of sport I see this as an important debate. I confess, I love county cricket, indeed the more meaningless the fixture the more I like it! I am also an ecumenical rugby fan enjoying League as much as Union. I have however fallen out of love with modern football. This is a complex issue and is perhaps something to do with the way football culture has become ubiquitous elevating players into celebrities.
I suspect it is because I don’t much like the people who play the game who despite their working class origins have become in the immortal words of Jonathan Meades, a “bespoke cast of gladiatorial yob-gods, wag-roasting Croesus kids, who once a week descend from their Parnassian blingsteads to run around for 90 golden minutes of bravura vanity”.
As the great CLR James pointed out when he said “What do they know of cricket, who only cricket know?” The social, political and economic context of sport is crucial to its understanding. My belief is that the role that football plays in our society has not changed as much as Sky television would like us to think. After all in English Journey, his account of a tour of the country in 1933, J.B. Priestley describes a game between Notts County and Notts Forest:
“Nearly everything possible has been done to spoil this game; the heavy financial interests; the absurd transfer and player selling system; the lack of any birth or residential qualification for the players; the betting and coupon competitions; the absurd publicity given to every feature of it by the Press; the monstrous partisanship of the crowds (with their idiotic cries of ‘play the game Ref’ when any decision against their side is given); but the fact remains that it is not yet spoilt and it has gone out to conquer the world.”
Well it has most certainly conquered the world but what I believe has changed since 1933 is not the game itself after all one of the reasons for its success is that it is fairly simple. What has changed is the role of the spectator. Are you just to sit in our arm chairs as a Sky subscriber as if it watching a soap opera? Is the spectator to be a mere consumer or is the role of the fan to be more than just cheerleader?
This is the key question being tackled by Supporters Direct the organisation that seeks to promote sustainable spectator sports clubs based on supporters' involvement & community ownership. Since they were formed in 2000 they have changed the nature of the debate about who owns our sports clubs.
One of the shortlisted candidates for Co-operative of the Year at this year’s Co-op Congress was to give it its full title The Exeter City AFC Supporters’ Society Limited, which as an Industrial and Provident Society (IPS) is a bona fide co-op and is the owner of Exeter City. I have to say when we saw how much they were able to do in their community from the base of the football club I was bowled over.
FC United of Manchester have shown what can be done from a standing start raising over a £1million in their community share issue towards the new ground planned to be at Moston. Fan owned clubs are on a roll. Many will be watching AFC Wimbledon back in the football league after their club was kidnapped and taken to Milton Keynes. I will be watching Telford United back in the Blue Square Premier after being rescued by their Supporters Trust. Indeed Telford is a hot bed of co-operation with the local ice hockey team the Telford Tigers being the only co-operative owned team in the national ice hockey league.
Supporters Direct have a proud record with 150 Trusts at clubs up and down the country bringing £25million of new finance into football alone, with 26 clubs now in Trust ownership and 110 having shareholdings in their clubs. This trend I believe can only go one way. With the greatest club in the world, Barcelona, being in fan ownership what better advertisement for this model could there be?
But it is not just football, in Rugby League there are now supporters owned clubs such as Rochdale Hornets and Hunslett. Many cricket clubs too are in co-operative ownership, including Surrey, Lancashire and Glamorgan which all feature in the UK’s top 100 Co-ops.
Modern fans can be more than just passive supporters and fan ownership has to be the way forward after all who is more committed to a club and more hungry for success than its fans? Who are the only people who can be trusted to stick with a club through thick and thin when the sugar daddies that see clubs as trophy assets bringing them status lose interest or go bust!
I hope our sports coverage can cover more of the political-economy of sport. Ownership really does matter. Who is profiting from the business of sport? And to those who think this is OK for the minor league clubs but not for the Premier League giants - remember when the banks where too big to fail?
I suspect it is because I don’t much like the people who play the game who despite their working class origins have become in the immortal words of Jonathan Meades, a “bespoke cast of gladiatorial yob-gods, wag-roasting Croesus kids, who once a week descend from their Parnassian blingsteads to run around for 90 golden minutes of bravura vanity”.
As the great CLR James pointed out when he said “What do they know of cricket, who only cricket know?” The social, political and economic context of sport is crucial to its understanding. My belief is that the role that football plays in our society has not changed as much as Sky television would like us to think. After all in English Journey, his account of a tour of the country in 1933, J.B. Priestley describes a game between Notts County and Notts Forest:
“Nearly everything possible has been done to spoil this game; the heavy financial interests; the absurd transfer and player selling system; the lack of any birth or residential qualification for the players; the betting and coupon competitions; the absurd publicity given to every feature of it by the Press; the monstrous partisanship of the crowds (with their idiotic cries of ‘play the game Ref’ when any decision against their side is given); but the fact remains that it is not yet spoilt and it has gone out to conquer the world.”
Well it has most certainly conquered the world but what I believe has changed since 1933 is not the game itself after all one of the reasons for its success is that it is fairly simple. What has changed is the role of the spectator. Are you just to sit in our arm chairs as a Sky subscriber as if it watching a soap opera? Is the spectator to be a mere consumer or is the role of the fan to be more than just cheerleader?
This is the key question being tackled by Supporters Direct the organisation that seeks to promote sustainable spectator sports clubs based on supporters' involvement & community ownership. Since they were formed in 2000 they have changed the nature of the debate about who owns our sports clubs.
One of the shortlisted candidates for Co-operative of the Year at this year’s Co-op Congress was to give it its full title The Exeter City AFC Supporters’ Society Limited, which as an Industrial and Provident Society (IPS) is a bona fide co-op and is the owner of Exeter City. I have to say when we saw how much they were able to do in their community from the base of the football club I was bowled over.
FC United of Manchester have shown what can be done from a standing start raising over a £1million in their community share issue towards the new ground planned to be at Moston. Fan owned clubs are on a roll. Many will be watching AFC Wimbledon back in the football league after their club was kidnapped and taken to Milton Keynes. I will be watching Telford United back in the Blue Square Premier after being rescued by their Supporters Trust. Indeed Telford is a hot bed of co-operation with the local ice hockey team the Telford Tigers being the only co-operative owned team in the national ice hockey league.
Supporters Direct have a proud record with 150 Trusts at clubs up and down the country bringing £25million of new finance into football alone, with 26 clubs now in Trust ownership and 110 having shareholdings in their clubs. This trend I believe can only go one way. With the greatest club in the world, Barcelona, being in fan ownership what better advertisement for this model could there be?
But it is not just football, in Rugby League there are now supporters owned clubs such as Rochdale Hornets and Hunslett. Many cricket clubs too are in co-operative ownership, including Surrey, Lancashire and Glamorgan which all feature in the UK’s top 100 Co-ops.
Modern fans can be more than just passive supporters and fan ownership has to be the way forward after all who is more committed to a club and more hungry for success than its fans? Who are the only people who can be trusted to stick with a club through thick and thin when the sugar daddies that see clubs as trophy assets bringing them status lose interest or go bust!
I hope our sports coverage can cover more of the political-economy of sport. Ownership really does matter. Who is profiting from the business of sport? And to those who think this is OK for the minor league clubs but not for the Premier League giants - remember when the banks where too big to fail?
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